The safety of your information is of utmost importance. Your information is encrypted at all times and is stored on Canadian servers. Beyond strong passwords, we use multi factor authentication to access our database. Communication, including email and online meetings, is always on secured connections and we work behind Virtual Private Networks to limit our online footprint. 

Our office is located in Mississauga, Ontario. However, we are an online company serving clients across Canada. Keeping our service online helps us to be more accessible and provide a lower service cost to you, the client.

We are Certified Financial Planners (CFP) with at least 10 years of experience. The CFP designation is considered to be the highest designation in the profession of Financial Planning. It typically takes over 2 years to complete, along with a minimum 3 years of qualifying work experience. The final 6 hour exam is rigorous. Annual continuing education is also mandatory. We keep up to date with all the changes in regulations, tax laws and benefits to ensure you receive the most accurate and timely information.

Our service is aimed at ‘Main Street Canada’ who are working or already retired.  Our clients are often already working with a bank or investment advisor and are looking for better financial advice. Many of our clients are DIY investors who are looking for solid advice and a trusted financial contact who doesn't sell products.   We help those in their 20’s and 30’s establish a great financial foundation that allows for career flexibility, a home purchase, and a solid track for wealth building. Those in their 40’s and 50s’ who are looking for financial security and a more specific path towards retirement. Also, those in their 60s and 70s who are close to or in retirement who want to ensure their financial situation is optimized.  We often help educators, medical professionals, law enforcement, trades people, managers, government employees, software developers, IT specialists, engineers, accountants and small business owners.  Ultimately, we help anyone seeking quality, unbiased advice at an affordable cost. However, those with 3+ rental properties, business owners with larger and more complex operations or those with complex estate planning needs may be better suited for a different service.

You get a full, comprehensive financial plan that ties together all the main areas of your financial picture and answers your most pressing questions. The plan is accessible online or can be downloaded as a PDF and printed.  We also seek to optimize various aspects of your financial picture to help you grow faster, protect from risk, and most effectively reach your goals. Our comprehensive planning consultation service includes several steps to ensure an understanding of your unique situation, custom tailored advice and successful implementation of your plan.  The expectations and deliverables of the plan will be clearly outlined.

Examples can be seen in our Case Studies section. Or better yet, start your plan today for free and see for yourself!

For those seeking one on one professional advice, we charge a fee of $1,000 for our service.  This includes consulting in an ongoing process that lasts up to 1 year. Because we work online, we are able to deliver this service efficiently to a bigger audience. You’ll get the same (or better!)  high quality of personalized advice and guidance as other top financial planners in Canada at a fraction of the cost.

For those that pay for the planning consultation, if you’re not fully satisfied by the professional advice and level of service you've received, we offer a 100% refund of your $1,000. While developing your plan, we seek to provide at least 10x on your $1,000 investment from the advice provided and establish an ongoing financial partnership.